Christmas savings is misleading. To save at Christmas, you have to spend money. The reality is your only spending less, not actually saving money. What consumers need is a way to pay for Christmas by spending less on other items. Yes, we’re suggesting saving enough money to pay for your holiday. The cost of giving […]
Archive | Car Insurance blog
The car insurance blog helps consumers easily find the best insurance. We share analytics and insights about car insurance coverage that’s best for you. Most importantly, we don’t sell insurance, or get paid on the sale of insurance. Our motivation is help consumers.
Leadership Excellence of David Gautsche
David Gautsche has proven his leadership skills, not once, but three times. Upon graduating from college, David started his career in the manufacturing sector. Next, he moved to financial services. Most recently, David was recruited to become the president and CEO of Goodville Mutual. Goodville is a mutual property/casualty insurer headquartered in New Holland, Pennsylvania. […]
How often should I change insurance companies?
The interaction between consumers and insurance is, at best, strange. Most consumers don’t want to change insurance companies. However, the converse is also true. Many consumers wonder if they should stay with the same insurance company. You may be asking “How can this be possible?” Here’s how. Many consumers believe that insurance companies aren’t, […]
How Do I Prepare For Climate Change And Extreme Weather?
The world climate is a hot topic, pun intended. Here at ValChoice, we want you to know how climate change and extreme weather are impacting you. Whether you are a homeowner, or just a concerned citizen, this post shows how climate change and extreme weather is impacting you, your family and your home. Click […]
How State Farm Won By Paying $250 Million Fine
Less than one week before a trial was slated to begin in federal court in East St. Louis Illinois, State Farm settled with the plaintiffs’ attorneys. The customers suing State Farm were seeking $1 billion in damages, plus interest and penalties. In total, the settlement could have gone as high as $8.5 billion. Rather […]
Who Has Access to My Personal Information?
To the question of who has access to your personal information, the answer is…a lot of folks. In fact, a lot more than you realize. Are you notified when your personal information is shared? Some people would say “yes.” Not long ago, a lot of people would have said yes. For good or bad, it’s come […]
When do car insurance prices increase the fastest?
Is your car insurance renewing before the next big price increase? We used 19 years of data to analyze how cyclical car insurance prices are and found that late summer and fall are the best time to lock in a new price. Additionally, the industry has been undergoing rapid price increases. Taking action early […]
Do You Know How Many Publicly Owned Vehicles There Are?
There are a large number of publicly owned vehicles on the roads throughout the country. In total, more than four million. Nationwide, that translates into one in every 65 vehicles being publicly owned. Want to know what a fair price is on insurance where you live? Use the ValChoice car insurance calculator to find […]
Leadership Excellence of Patrick McDonald
Patrick McDonald has built his life and career around a natural ability to forge win-win relationships. Consistent with Pat’s emphasis on relationships, he lives near the town in which he grew up, has been happily married to his high school sweetheart for 32 years and was very involved in raising his kids, including coaching just […]
Leadership Excellence of Marcus Hill
Two significant events occurred when Marcus Hill was a young man, 18 years of age. First, Marcus was elected to a state director position in the Texas Future Farmers of America (FFA) organization. Next, in his capacity as an FFA state director, Marcus met a man that was prescient. This man told Marcus exactly what […]