Since 2000, home insurance prices have increased faster than what consumers pay for their health care. Our mission is to help you find the best coverage and protection at a fair price. We do not sell insurance or get paid on the sale of insurance. We’re here to look out for you, the consumer.
To the question of who has access to your personal information, the answer is…a lot of folks. In fact, a lot more than you realize. Are you notified when your personal information is shared? Some people would say “yes.” Not long ago, a lot of people would have said yes. For good or bad, it’s come […]
From a young age, Ryan Dudley knew he wanted to work in the insurance industry. When Ryan was an eleven-year old boy, his father had an insurance claim. With a smile on his face and a gleam in his eye, Ryan fondly remembers the insurance adjuster. Fresh in Ryan’s mind is the adjuster driving […]
Hurricane Harvey, Irma and Maria Victims Have No Idea About the Storm That Will Hit Them Next Hurricane Harvey arrived with a bang. A category 4 hurricane means sustained winds of at least 130 mph. For anyone that has put their head out the window of a car traveling 65 mph, double that. That’s the […]
Do you live in a state subject to hurricanes? If not, you may be wondering if Harvey, Irma and Maria will impact your home insurance cost? Homeowners in hurricane prone states like Texas, Louisiana, Mississippi, Florida, Georgia, South Carolina and North Carolina expect to have a high home insurance cost. What homeowners in other states wonder is […]
Yes, it’s true. Homeowners insurance prices have been increasing faster than health insurance prices. That comes as a shock to most people. The reason it’s such a shock is because homeowners insurance isn’t a political topic. Therefore, it doesn’t make the headline news. Nevertheless, the rapidly escalating prices of homeowners insurance is hurting consumers. The […]
Hurricane Harvey arrived late last night. Unfortunately, Harvey made landfall with the full force of category 4 winds. Category 4 is defined as sustained winds above 130 mph. Can you imagine sustained winds blowing harder than if you put your head out the window of a car going significantly faster than most cars are capable […]
It’s no surprise that home insurance prices vary dramatically from state to state. Homeowners in states with higher risks are of course going to pay more than homeowners in a state with few risks. This article was originally posted on the Huffington Post by the ValChoice founder. Click here to see the original post. The more […]
Laws have long required you to buy car insurance. Laws now also require you to buy health insurance. Given this, you probably find yourself asking the question, “Do I really need home insurance too?” If you have a mortgage on your home, the answer to that question is “yes.” The reason for this is that your lender […]
The end of the year may be a good time to get your financial life in order, but it’s the worst time of the year to buy insurance for your car or home. When hearing this advice, most people ask, “why?” The answer lies in the conflicts of interest the compensation programs insurance companies utilize […]
After being struck by a vehicle, ValChoice Founder Dan Karr (pronounced as “car”) left the Intensive Care Unit with years of physical therapy ahead of him. Although Karr was fully insured and not at fault, insurance companies refused to cover his medical costs, totaling nearly $100,000. The strain of retrieving that money from the […]
