Since 2000, home insurance prices have increased faster than what consumers pay for their health care. Our mission is to help you find the best coverage and protection at a fair price. We do not sell insurance or get paid on the sale of insurance. We’re here to look out for you, the consumer.
With prices rapidly increasing due to inflation, do you wonder if it’s time to change home insurance companies? If so, your next thoughts are probably wondering a) how hard it is to change companies and b) to which company you should switch. Let’s start with how difficult it is to change. It’s easy. In […]
Do you wonder how to find the best home insurance company? We all know that large insurance companies spend billions (each) on advertisements. But does that mean they’re a good insurance company? Or, does that mean they’re a big advertising company? More importantly, can you deduce what spending money on advertising means about whether […]
The winter holidays are a great time of year. While some may have read the title, “Surviving the Holidays,” and thought this article would focus on on not getting COVID between now and Christmas, it isn’t. No, we’re referring to keeping your family safe. Sadly, the holiday season is also one of the more dangerous […]
Fires wreak havoc and devastation on homes and the lives of homeowners. Unfortunately, preparing for the destruction of a house fire is hard to do for a couple reasons. First, people don’t want to think about losing everything. Second, homeowners often wonder how much it actually helps to prepare for losing everything. If you wish […]
As the days grow shorter and the nights grow colder, it’s once again time for an annual chimney cleaning. Some people may be so organized they get their chimney cleaned in the spring. Not me, the turning leaves are my clue that I better get this done. There are multiple benefits, including helping to […]
How do you make your insurance buying decision? If you’re like most people, you ask your friends and family, check a cost-comparison website and watch TV ads as a source for your short list. None of those sources provide a comprehensive view of how insurance companies handle claims and deliver service to their customers. […]
The pandemic is causing people to rethink where they want to live. Before calling the furniture movers, check out this list of the ten most popular states to which people are moving. Also included is a list of the ten most popular states people are moving away from. One of the first tasks when […]
The cost of homeowners insurance varies significantly based on where you live. That’s why ValChoice built a home insurance calculator. Now anyone can find out what homeowners insurance should cost based on where they live. Click the button below to answer the question of how much is homeowners insurance? The ValChoice home insurance calculator […]
Have you owned your home for more than ten years? If so, your homeowners insurance cost has likely doubled, or more, since buying the home. Since 2000, home insurance prices have been increasing at approximately the same pace as health insurance prices. For most consumers, this is a problem. However, the price increases are […]
Forced placed insurance is when the company you have your home loan through buys home insurance on your behalf. Don’t let this happen to you! Lender placed insurance, also known as forced placed insurance, is typically four to ten times as expensive as what you would buy on your own. This type of insurance also has […]
