Since 2000, home insurance prices have increased faster than what consumers pay for their health care. Our mission is to help you find the best coverage and protection at a fair price. We do not sell insurance or get paid on the sale of insurance. We’re here to look out for you, the consumer.
For most families, their home is their most valuable asset. However, we all have many demands for the precious dollars we have to spend each month. Therefore, it’s tempting to limit the amount of coverage on our home in order to keep the price down. Alternatively, some homeowners simply shop based on price, giving their […]
Hold on to your hat, this is going to surprise you. It’s true, home insurance prices have been increasing more than double the rate of median family income. We collected data going back to the year 2000 from the federal reserve board. Yes, that’s a reliable data source. Then we did the calculations. Surprisingly, home […]
Do you dream of starting your own business? Conversely, are you stuffed into a room that feels like a closet, working from home due to the pandemic? Either way, your insurance needs are likely very different than what they were. Homeowners Insurance Whether working from home during the pandemic or starting a home based business, […]
Finding cheap home insurance is more difficult than finding cheap car insurance. The reason, not as many home insurance companies have an online presence. However, don’t let that discourage you. There are a lot of good insurance companies that offer fair prices. This article will show you how to find them. First, let’s agree […]
We’ve all been there. The mortgage is finally approved. The loan officer says we need to close quick. However, there’s one more item needed. Proof of homeowners insurance. Hurry. Get the proof of insurance quickly. There’s no time to shop for the best homeowners insurance. Finally, the mortgage closes. The house is ours. Let’s […]
54% of retail shoppers shop based on the quality of the product. Dalziel and Pow published this data in Marketing Week. However, when it comes to the most important purchase of all, that doesn’t apply. There’s one purchase that protects all that families have worked for over a lifetime. Insurance. Surprisingly, advertisements for insurance […]
The interaction between consumers and insurance is, at best, strange. Most consumers don’t want to change insurance companies. However, the converse is also true. Many consumers wonder if they should stay with the same insurance company. You may be asking “How can this be possible?” Here’s how. Many consumers believe that insurance companies aren’t, […]
The world climate is a hot topic, pun intended. Here at ValChoice, we want you to know how climate change and extreme weather are impacting you. Whether you are a homeowner, or just a concerned citizen, this post shows how climate change and extreme weather is impacting you, your family and your home. Click […]
This week the Carolina’s experienced a 100-year flood. Over the last three-years, Houston experienced three 500-year floods. What’s happening? How can these rare events occur with such a high frequency? 100-Year Floods Suffer From a Naming Problem First off, the name 100-year flood is misleading. Instead, the 100-year flood should be renamed to be a […]
Less than one week before a trial was slated to begin in federal court in East St. Louis Illinois, State Farm settled with the plaintiffs’ attorneys. The customers suing State Farm were seeking $1 billion in damages, plus interest and penalties. In total, the settlement could have gone as high as $8.5 billion. Rather […]
