The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
This week is my 13th anniversary…of being hit by a car. Yep, 13 years. I spent Father’s Day in the Stanford University Hospital Intensive Care Unit that year. My youngest was eight weeks old. Her siblings were two and four years old. While it may have been my most memorable Father’s Day, it was […]
Unless you live in the “Live Free or Die” state (NH) or the “Sic Semper Tyrannis” state (“Thus Always to Tyrants” – VA), state law requires you to have car insurance. However, on average, one in eight drivers don’t comply with this law. What can you do to protect yourself from this dangerous hazard? […]
Times of crisis often lead to people to buying local. The pandemic will likely have such an effect. Layering protests and riots on top of the pandemic, who wouldn’t want to buy local? Yet people wonder, how do I find car insurance near me? Actually, it’s quite easy. In fact, it’s so easy, all […]
The pandemic is driving lots of different types of shopping online. Most are pretty easy. Go online and place your order. If the wrong items are shipped, return them. Insurance isn’t difficult either. However, it’s hard to know if you got the wrong item. Therefore, we outline three easy steps to buying car insurance […]
The million dollar question. How much liability insurance do I need? Am I adequately protected? Alternatively, am I overprotected and I’m wasting money? These are important questions. We make the answers easy. First, are you with a good insurance company? Hint, spending a lot on advertisements doesn’t mean they’re a good company. It only […]
Comprehensive insurance. Does that mean it’s inclusive of everything? By definition “comprehensive” means much, inclusive, large in scope. Hence, anyone familiar with the English language would be inclined to think that comprehensive insurance is all they need. Unfortunately, comprehensive insurance is actually not comprehensive at all. Instead, comprehensive insurance is only a small part, […]
Is my cheap car insurance a good value? Surprisingly, the quality of car insurance is only loosely related to price. However, that doesn’t mean cheap car insurance is good. Instead, it means that expensive insurance is often bad. The reason, some companies price their insurance high so consumers will think it’s good. After all, […]
Finding cheap home insurance is more difficult than finding cheap car insurance. The reason, not as many home insurance companies have an online presence. However, don’t let that discourage you. There are a lot of good insurance companies that offer fair prices. This article will show you how to find them. First, let’s agree […]
We’ve all been there. The mortgage is finally approved. The loan officer says we need to close quick. However, there’s one more item needed. Proof of homeowners insurance. Hurry. Get the proof of insurance quickly. There’s no time to shop for the best homeowners insurance. Finally, the mortgage closes. The house is ours. Let’s […]
Why do people only talk about flood insurance and homes? In 2017, Hurricane Harvey flooded an estimated 500,000 cars in the Houston area. With the 2020 hurricane season about to hit, it’s time for drivers to consider comprehensive insurance. In Texas, drivers that had comprehensive insurance in 2017 were glad they did. Before buying […]
