The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
With the pandemic overtaking us, many of us are taking our financial planning more seriously. Who would have thought a virus could destroy what we/ve saved and planned for? ValChoice has some important financial planning tips, including what I learned the hard way. It’s the totally unexpected event that throws our life off track. […]
Accidents – fender-benders or worse – are unfortunate. The costs can be extreme. Costs include repairing cars, medical bills, lost wages, etc. The question most drivers have in this situation is “whose car insurance should pay?” Before we answer that question, find out if you’re getting a fair price on your insurance? Use our […]
The average cost of car insurance is now up to $1076, per year. That’s a lot of money. For anyone that buys full coverage (liability, collision and comprehensive) it’s even more. Find out what your car insurance should cost. Use our car insurance calculator. It’s free. Just click the button below. CAR INSURANCE CALCULATOR […]
Many insurance companies have announced rebates on “drive insurance” due to COVID-19. Yes, we intentionally called car insurance “drive insurance.” It’s a bit of an unusual name. However, it’s a useful name because it points out the ridiculousness of having car insurance during this time when no one is driving. Right now, having drive insurance […]
“Who are the Best Car Insurance companies?” At ValChoice, we get this question all the time. The answer shocks people. The answer is “if your insurance company advertises on TV, they’re probably not great about paying claims.” When our CEO was asked this question in a TV interview, he said exactly that. It was fun […]
You pull up to the dealership anxious to see, touch, feel, smell and drive the new vehicle you have your heart set on buying, only to learn that you can no longer do any of these things. Yes, the famous test drive is out the window, you can’t even see what you’re about to […]
Yes. In most states your credit score affects the price of your car insurance. Most people want affordable auto insurance. If you have a good or excellent credit score, getting affordable auto insurance is possible. If you have poor credit, your options are limited. Click the button below to find out how credit score […]
If you told “little white lies” when you applied for car insurance, you are not alone. When filling out an insurance application, 42% of men and 27% of women lie for cheaper auto insurance. As a follow-up to our post Will My Auto Insurance Company Find Out?, we are summarizing information from a study […]
Millions of vehicles are now parked in garages and driveways as people shelter in place, or worst yet, suffer crushing job loss. That means hundreds of thousands of fewer accidents and billions of dollars in claim dollars that won’t be paid. Big-name insurance carriers will be the chief beneficiaries in this scenario, leaving consumers fighting […]
To say that we’re in uncertain times is an understatement. At times like these, it makes sense to pause and assess our own personal situations including insurance coverage. Ask yourself what’s changed in the last year. What’s new that needs protecting? How can you preserve cash? And how can you ensure that the money […]
