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The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.

David Gautsche

Leadership Excellence of David Gautsche

David Gautsche has proven his leadership skills, not once, but three times. Upon graduating from college, David started his career in the manufacturing sector. Next, he moved to financial services. Most recently, David was recruited to become the president and CEO of Goodville Mutual. Goodville is a mutual property/casualty insurer headquartered in New Holland, Pennsylvania. […]

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Image for post about when to Change Insurance Companies

How often should I change insurance companies?

  The interaction between consumers and insurance is, at best, strange. Most consumers don’t want to change insurance companies. However, the converse is also true. Many consumers wonder if they should stay with the same insurance company. You may be asking “How can this be possible?” Here’s how. Many consumers believe that insurance companies aren’t, […]

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Global climate issues are depicted by this image showing the earth as an ice cream cone melting.

How Do I Prepare For Climate Change And Extreme Weather?

  The world climate is a hot topic, pun intended. Here at ValChoice, we want you to know how climate change and extreme weather are impacting you. Whether you are a homeowner, or just a concerned citizen, this post shows how climate change and extreme weather is impacting you, your family and your home. Click […]

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Flooded river as an example of the numerous 100-year flood events

How can a 100-year flood happen so frequently?

This week the Carolina’s experienced a 100-year flood. Over the last three-years, Houston experienced three 500-year floods. What’s happening? How can these rare events occur with such a high frequency? 100-Year Floods Suffer From a Naming Problem First off, the name 100-year flood is misleading. Instead, the 100-year flood should be renamed to be a […]

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Image for blog post on State Farm $250 million settlement of racketeering charge

How State Farm Won By Paying $250 Million Fine

  Less than one week before a trial was slated to begin in federal court in East St. Louis Illinois, State Farm settled with the plaintiffs’ attorneys. The customers suing State Farm were seeking $1 billion in damages, plus interest and penalties. In total, the settlement could have gone as high as $8.5 billion. Rather […]

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