The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
To the question of who has access to your personal information, the answer is…a lot of folks. In fact, a lot more than you realize. Are you notified when your personal information is shared? Some people would say “yes.” Not long ago, a lot of people would have said yes. For good or bad, it’s come […]
Is your car insurance renewing before the next big price increase? We used 19 years of data to analyze how cyclical car insurance prices are and found that late summer and fall are the best time to lock in a new price. Additionally, the industry has been undergoing rapid price increases. Taking action early […]
There are a large number of publicly owned vehicles on the roads throughout the country. In total, more than four million. Nationwide, that translates into one in every 65 vehicles being publicly owned. Want to know what a fair price is on insurance where you live? Use the ValChoice car insurance calculator to find […]
Patrick McDonald has built his life and career around a natural ability to forge win-win relationships. Consistent with Pat’s emphasis on relationships, he lives near the town in which he grew up, has been happily married to his high school sweetheart for 32 years and was very involved in raising his kids, including coaching just […]
Two significant events occurred when Marcus Hill was a young man, 18 years of age. First, Marcus was elected to a state director position in the Texas Future Farmers of America (FFA) organization. Next, in his capacity as an FFA state director, Marcus met a man that was prescient. This man told Marcus exactly what […]
Car insurance prices vary based on where you live, your driving record and many other factors. The other factors include such items as your credit score and the competitive environment where you live. Not surprisingly, using factors like credit scores is highly controversial. With so many factors considered in the price of insurance, knowing the […]
The windows of the Co-operative Insurance Companies’ office in Middlebury, Vermont overlook the scenic Vermont hillside. Inside Marie Jewett’s office the decorations include pictures of her husband, four children and grand son. Marie has successfully balanced family life with the demands of building and running not just a world class insurance company, but the […]
When you compete, do you play to win? If so, how do you gain a competitive edge? For most of us, gaining a competitive edge is earned by working harder, practicing more, etc. Let’s contrast your options for gaining a competitive edge with how many businesses gain their competitive edge. In particular, how do […]
From a young age, Ryan Dudley knew he wanted to work in the insurance industry. When Ryan was an eleven-year old boy, his father had an insurance claim. With a smile on his face and a gleam in his eye, Ryan fondly remembers the insurance adjuster. Fresh in Ryan’s mind is the adjuster driving […]
Number one doesn’t mean the largest insurance company. Frankly, being the largest has no connection with the value offered to consumers. Instead, we measure number one based on the company that offers consumers the most value. We measure value based on how aggressively they price, how good they are about paying claims and the level […]
