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The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.

Hurricanes Harvey, Irma and Maria Are Likely to Affect Your Home Insurance Cost

Will Harvey, Irma and Maria Affect My Home Insurance Cost?

Do you live in a state subject to hurricanes? If not, you may be wondering if Harvey, Irma and Maria will impact your home insurance cost? Homeowners in hurricane prone states like Texas, Louisiana, Mississippi, Florida, Georgia, South Carolina and North Carolina expect to have a high home insurance cost. What homeowners in other states wonder is […]

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Image depicting the shareholder vs. policyholder conflict. The conflict manifests itself in multiple ways, including publicly traded insurers being more likely to delay and deny insurance claims.

The Type of Car Insurer That Delays and Denies Insurance Claims

Executive Summary: On November 18, 2016 the New York Times[1] reported on the ValChoice Report that identified and quantified the economic conflict that exists between policyholders and shareholders of publicly traded auto insurance companies. This new report is an update to those earlier findings with three key points. The cost of the conflict is rapidly […]

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Rapidly increasing homeowners insurance prices

What Prices Go Up Faster Than Health Insurance? Home Insurance!

Yes, it’s true. Homeowners insurance prices have been increasing faster than health insurance prices. That comes as a shock to most people. The reason it’s such a shock is because homeowners insurance isn’t a political topic. Therefore, it doesn’t make the headline news. Nevertheless, the rapidly escalating prices of homeowners insurance is hurting consumers. The […]

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Hurricane Harvey

Hurricane Harvey is Here. Now What Do I Do?

Hurricane Harvey arrived late last night. Unfortunately, Harvey made landfall with the full force of category 4 winds. Category 4 is defined as sustained winds above 130 mph. Can you imagine sustained winds blowing harder than if you put your head out the window of a car going significantly faster than most cars are capable […]

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