What can you do if your insurance company delays, denies or diminishes the payment you deserve? Filing a complaint with your states insurance commissioner is one action you can take. In Georgia the Insurance Commissioner Ralph Hudgens takes his responsibility to protect to citizens seriously. Wednesday, June 18th the Associated Press reported that Commissioner Hudgens office […]
Archive | Consumer Insurance Information
The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
Don’t Mess with Success, Just Accept It
Success doesn’t come easily. The corollary to that statement is that when success does come knocking, accept it in whatever form available. The state of North Carolina hasn’t learned these lessons and is considering trading some of the lowest auto insurance rates in the country for a better regulatory system where people would pay more. The […]
Getting a Bigger Insurance Check
Getting a bigger insurance check often requires both persistence and public relations. June Miller of Euclid, Ohio displayed the necessary persistence and found the public relations support from a local television news station. The result was an increase in the settlement her insurance company offered by nearly 15 times. The lessons learned from Mrs. Miller’s experience can help all […]
Health Insurance – Going from bad to Worse
We all read the headlines about the political battles over health insurance. Until we have a medical emergency, or an unpaid bill, we tend to overlook these battles. Looking beyond the political battles there are serious problems in the insurance industry and the resulting problems are now impacting everyone who has insurance. The problems are […]
Graduation Party at Your Home, Think Again
Wahoo, the teenager is graduating high-school. Time for a celebration. Time for a graduation party. But don’t serve alcohol or that graduation party can cause you major liability problems. A Supervised Graduation Party? Don’t assume that supervising a graduation party is a good option. If you are supervising underage drinkers, you are assuming a major […]
How to Protect Your Home Insurance
You expect the home insurance you buy to protect you, but have you stopped to think about whether you need to protect your home insurance? Unfortunately, not getting the protection you expect and deserve has become commonplace. That means knowing how to protect your home insurance is necessary. The following are actions you can take […]
Consumers pay most ever for insurance, advocates fault states
The Consumer Federation of America (CFA) came out with a new study showing consumers pay most ever for insurance. Making matters worse, insurers are sitting on all-time record surplus levels and profitability for these companies is nearing an all-time high. This trend must stop, in the interest of both the consumers and the economy. […]
Insurer Denies Boston Marathon Bombing Claim
In America when you buy Top Sirloin, you know it’s Top Sirloin. It’s not hamburger. When you buy insurance you don’t know if it’s worth the cost of the paper it’s printed on. As a case in point, Sir Speedy Printing on Boylston Street in downtown Boston was shut down for two weeks after […]
Donald Duck and Your Insurance Company are Watching You
Have you ever wondered what Donald Duck and your insurance company have in common? Recently Disney started using what they call the MagicBand. The MagicBand is a wristband you wear while a Disney guest that functions as the combination of ticket, key and credit card. For those of us that are drawn to the capabilities […]
Walmart Enters Auto Insurance Business
This is great news for consumers looking for cost-effective auto insurance. The broad reach of Walmart as a retailer and their laser focus on providing low-cost offerings will help consumers save money on auto insurance. Walmart Enters Auto Insurance Through Partnership The world’s largest retailer is partnering with AutoInsurance.com, a price-comparison and shopping website. The website […]