The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
Many people buy earthquake insurance after an earthquake. In fact, unless you live on the shaking ground of California, few people buy earthquake insurance at all. Before deciding not to buy an earthquake policy you need to understand that your homeowners policy will not cover damage from an earthquake. September is national preparedness month. Through the […]
The leaves are turning. The days are getting shorter and the nights are getting cooler. It’s almost time to take the boat out of the water and wax the skis. Is your insurance prepared for the annual change of lifestyle that’s about to take place? This post covers the types of car insurance you […]
When lightning bolts shatter the night sky with flashes of light and the thunder booms, I often find myself wondering “do we need a lightning rod on our house? I suspect many others that live in areas prone to thunder and lightning storms ask themselves the same question. Therefore, we decided to look into […]
When people think of home fires, images of California wildfires destroying everything in their path come to mind. However, the statistics of home fires paint a very different picture. In fact, the answer to the question “What can I do to avoid having a house” is that there are several steps you can take. Surprisingly, […]
Do you have liquid assets greater than the liability limit of your auto insurance or home insurance policy? If yes, you should have umbrella insurance. There are two reasons for this: The obvious point of protecting your assets in the event of a law suit. The less obvious point is to make sure your […]
Hurricane Henri making landfall near New York City and travelled north. Next Ida slammed New Orleans. Finally, Larry made landfall all the way up in Newfoundland. With such a large geographic span of where hurricanes hit, you might be thinking that unless your in the middle of a California wildfire, you could need flood […]
As of today – September 10, 2021, wildfires have burned 5.26 million acres in 2021*. This is almost exactly the same number of acres burned by the same data last year. 4% less (an insignificant difference) than last year to be exact. More importantly, losses from wildfires is on the rise, and the increase […]
A tornado warning usually comes with only one days warning. This means now is a good time to make sure both your home and your homeowners insurance are up to date. This post covers the steps to take to make sure you’re ready before the next tornado warning Start by getting a rating on […]
Hurricanes are on the mind of much of the U.S. right now. Hurricane Henri hit the NE last week. This week Ida battered Lousiana, then continued north with torrential rains. Homeowners from Florida to Maine are now wondering if they need hurricane insurance. Knowing that insurance can be confusing, ValChoice set out to […]
Were you prepared for this pandemic? You’re not alone. Nobody was. Hopefully we all learned a lesson. Nearly one and a half years into the pandemic, and September being National Preparedness Month (NPM), there’s no time to start preparing like now. The 2020 theme for National Preparedness Month is: Prepare to Protect. Preparing for […]
