We are all watching, and some are experiencing, government-driven healthcare revolution. We hear and read about it daily with reports claiming both overwhelming success and the total failure of this new approach to selling and providing healthcare. While the final conclusion is not yet determined, here is an option that gets less press coverage, but has been functioning well […]
Archive | Consumer Insurance Information
The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
Record High Prices and Low Claims Payment by Auto and Home Insurers
We’ve all read the “Record Profits” headlines so many times we don’t pay attention anymore. For that reason we decided to switch the headline around to say what this means to us, the people. Yes, the headline “Record High Prices and Low Claims Payment by auto and home insurers” is what this means. Coincidentally, addressing […]
When Will Auto Insurance Rates Go Down?
There’s been much talk lately about how Obamacare may reduce the cost of auto and worker’s compensation insurance. The reason given is that with broader healthcare coverage, auto and worker’s compensation insurers will not need to pay medical expenses following an accident. That argument sounds logical, but is incorrect for two reasons: History shows that insurance rate changes defy […]
Home Insurers Don’t Like Kids, Dogs, Wind…
What good is home insurance that excludes damage caused by kids, dogs, wind, water, mold, earthquakes, etc.? If virtually everything that can cause damage to a home is excluded, what are consumers paying for with their insurance dollars? Unlike other industries, information on the quality of the products sold by insurers is unavailable. Making matters worse, understandable […]
Affordability and Availability of Auto Insurance to be Studied
The newly established Federal Insurance Office (FIO), part of the Treasury Department, announced they will be looking into the affordability and availability of auto insurance. This highlights a debate within the insurance industry about whether the federal government should be involved in regulating the property casualty insurance industry. Find out if you’re getting a fair […]
Heartbleed Will Go On Even After The Updates
This roundup post includes three posts discussing the impact of the Heartbleed bug and how Heartbleed will go on, even after the products it impacts are updated. Heartbleed Will Go On Even After The Updates The fallout from the Heartbleed bug likely will be felt for a long time, but the immediate and urgent questions […]
Study Finds Job and Education Influence Car Insurance Rates
This week two different organizations reported they had done independent studies, both finding that job and education influence car insurance rates. As everyone knows, a lot of different items impact the price of insurance. ValChoice guides people through the shopping process by making insurance easy. Click a button below to find the best insurance […]
How to Get Health Insurance After the March 31 Deadline
For anyone who missed the deadline to sign-up for health insurance, here is an article outlining your options for how to get health insurance now that the deadline has passed. The deadline has passed to enroll for 2014 health insurance coverage through the new state and federal exchange websites. In certain states, residents who contacted their exchange on or before March 31 will be able […]
Obamacare – Affordable Care Act – April Fools
President Obama deserves a big round of applause for the Patient Protection portion of the Patient Protection and Affordable Care Act (Obamacare). However, I predict that including “Affordable Care Act” in the name will go down as one of the biggest marketing blunders of the century. This post compares the affordability of Obamacare to what […]
Are You Exempt from Obamacare?
Today is the last day to start an application for 2014 insurance under the Obamacare laws. Todays roundup of stories starts with answering the question “are you exempt from Obamacare” laws? Being exempt means you will not owe fines if you do not secure health insurance. The following story is a report on recruiting Obamacare […]